PMI in a nutshell!

Private Health Insurance, often called private medical insurance (PMI), covers the costs of acute medical conditions, which are ‘short-term’ injuries, conditions or illnesses. 

With private health insurance, you pay a monthly premium, and if you require treatment for an eligible condition, you can claim through your insurer and opt to be treated in a private hospital.   

Your cover can help you get a quick diagnosis and treatment for your condition whilst cutting down waiting time for treatment on the NHS.  Patients usually decide on which hospital they are treated in with a choice of consultants whilst getting a private room along with other creature comforts.  

How much does business health insurance cost?
The cost of your business health insurance will depend on several factors, including:

The size of the group
Employees’ ages
Level of cover
Underwriting method
Whether or not an excess has been applied
The chosen hospital list
The location of your employees (with some insurers)

If you want to know how much your business health insurance policy could cost, request a quote and we will get in touch with a free, non-obligatory quote tailored to your company.

What are the benefits of business medical insurance?
Private health insurance can provide faster and more convenient access to private healthcare, helping individuals get treated quicker, and helping you the employer, save money on sick days and retain and attract valuable employees.

Can I cover only some of my employees?
Yes, if you would like to provide cover for just some of your employees we can find a plan that meets your requirements. Many business health insurance providers are usually flexible, and you could also add eligibility conditions such as: time of service, level of seniority or other conditions before someone is added to the company scheme.

Can any size business get group cover?
Yes, most small business health insurance plans start from 2 members upwards. Even if your business has only 2 employees, we can find a health insurance plan to fit your situation.

Negotiating the best price
We use our expert negotiating skills to seek out the most cost-efficient cover for you  

Free advice
We don’t charge a penny for our expert advice. 

No obligation
If you decide you don’t want one of the options we come up with, no problem!  

Impartial and independent 
Our independent expert advisers will scour the entire market so you don’t have to 

Secure Choice
St. Martins Close,
Winchester,
Hampshire,
SO23 0HD

01962 896380
info@secure-choice.co.uk